Tihomir Toshev: How to Design the Life You Want

What does success look like when it is not only a matter of professional achievements, but also a conscious choice of how to live, work, and grow?

On the stage of Realto Group International Conference 2026, Tihomir Toshev will present the topic “Surfing, Real Estate, and Loans – How to Design the Life You Want” — a different and inspiring presentation about the balance between ambition, responsibility, personal freedom, and professional growth.

Eng. Tihomir Toshev is one of the leading names in the field of credit consulting and real estate in Bulgaria. His professional journey with Realto Group began in 2003 with Address Real Estate, and in the following years he actively participated in the creation and development of several key companies within the holding, including Credit Center, Advance Expert Appraisals, Facility Optimum Bulgaria, and Frontex International.

As Managing Partner of Credit Center, Tihomir Toshev has played a key role in establishing the company as the largest credit consultant in Bulgaria. With over 18 years of market experience, more than 50,000 clients served, and loans granted for over BGN 1 billion, Credit Center is a strategic partner of the leading banking and non-banking financial institutions in the country.

But beyond the numbers, positions, and professional achievements lies an even more interesting question — how does a person with such great responsibility manage to combine business with personal freedom, travel, and a passion for surfing?

In his presentation, Tihomir Toshev will share his personal perspective on how to build a life in which work and pleasure complement each other in perfect symbiosis. He will explore how discipline and good planning can create space for greater freedom, and how professional success can become not only an end goal, but also a tool for a more meaningful and fulfilling way of life.

The topic will be especially valuable for everyone who wants to achieve more — in business, personal finance, career, and in the way they manage their time and priorities. Because true growth is not only about working harder, but about designing more intelligently the life you want to live.